Problems of Non-Covid Patients and Health Care Services during Pandemic Period: A Micro level Study with reference to Chennai City, Tamilnadu

 https://www.eurchembull.com/uploads/paper/92a2223312e11453a5559262c1cd4542.pdf

ABSTRACT Background: COVID-19 has disrupted India's economy. The Ministry of Statistics reported 3.1% increase in India's GDP fourth quarter of 2020. It has announced that in the first quarter (April–June) Financial Year 2020-21 GDP numbers on September 1, 2020, showing a 24% decline from the previous year. Unemployment surged from 6.7% on 15 March to 26% on 19 April before returning to pre-lockdown levels by midJune. During the lockdown, 140 million individuals lost jobs and many others had their pay cut. Over 45% of households reported a reduction in income from the year before. Following the coronavirus epidemic, the Indian economy was estimated to lose over 32,000 crore (US$4.0 billion) per day for the first 21 days of complete lockdown. Under lockdown, only 25% of India's $2.8 trillion economy worked. Aim and Objectives: this study aims at examining the Problems of Non-Covid Patients and Health Care Services during Pandemic Period at the Chennai city of Tamilnadu. Materials and Methods: over 400+ samples were collected from 1 August 2022 to 31 January 2023 at the Government Hospitals OPD (Outpatient Department) using the structured questionnaire by simple random sampling method. Percentage analysis, comparison of means and chi-square test is used to test the hypothesis to know whether there is relationship exist or not among the chosen variables in the study using SPSS V21.Results: As per the response captured using the questionnaire in the study, 53.41percent respondents felt that testing facilities for their diseases were not available during the pandemic. The health infrastructure is diverted to meet the immediate needs of covid patients. Another 30.97percent respondents were saying that doctors were not available to treat them, and another 9.02percent respondents said that non- availability of beds for them and another 2.92percent said nonavailability of ICU Facility during their requirement and another 3.65percent respondents said that there was a shortage of Medicines. lack of income was one of the problems during the pandemic in availing health care services followed by non-availability of transportation. 50percent of the respondents say they were not having enough income to visit hospital and avail Medicare. 47percent of the respondents confirm that there was nonavailability of transportation and another 2.68percent said lockdown was deterrent in availing health care. extended health infrastructure was provided by the government to non-covid patients 60.24 percent and 16.58 percent said that no such facilities made, and 22.92 percent respondents said that maybe have the Government has provided. 60 percent of the diseases for which non-covid patients visit hospital require 100 percent surgery. Availing of online consultation services to availability of doctors to non-covid patients found to have negative relationship almost 65% not willing to consult online. Transporation and economic issues too were there and Health infra at the hospital too found to be negatively related 32% of the patients say to consult online also they never find the sufficient infrastructure. Conclusion and Suggestions: There is a big difference in how problems accessing health care, availability of medical equipment, extended health infrastructure facilities, health care services given (treating diseases), and insurance awareness affects women and men differently. There is a connection between the illnesses of non-covid patients and the difficulties in obtaining medical care during a pandemic, specifically the difficulties in obtaining medical care during a pandemic regarding finances and transportation for non-covid patients.

Keywords: Non-covid Patients, World Health Organisation (WHO), OPD (Outpatient Department), Health Insurance Schemes, AI (Artificial Intelligence)

A SURVEY ON IMPLICATIONS OF CASHLESS PAYMENTS ON THE SPENDING PATTERNS OF URBANITES IN THE ERA OF DIGITAL INDIA

https://ijfans.org/issue?volume=Volume%2011&issue=Special%20Issue%203&year=2022 

ABSTRACT: In recent years, credit cards and other payment options like Paytm and Amazon Pay Later were utilized more than cash to buy goods and services. Buying with a credit card or an e-wallet is less uncomfortable and doesn't require instant payment (Journal of Consumer Research). Thus, the benefits of cashless payments are that they save time and don't require lengthy information. There's no need to queue up at an ATM or bring cards everywhere. With the switch to digital, users will have access to financial services 24/7, including holidays. So do digital wallets and UPI. Limitations on cash withdrawals from ATMs forced consumers to embrace digital wallets. Many mobile wallets and payment apps have no service or processing costs. Objective: The Objective of the study is to assess the changing Spending behavior of urbanites using the electronic payments like (E-Wallets, Credit Cards, pay later options) etc., Methodology: data is collected through a structured questionnaire using printed questionnaire and a google form. Correlation and ANOVA has been used to find the relationship between the Income of the individual to mode of payment when shopping with family and friends and Spending more attracted by offers, overspending and increasing debt. Apart from that, income level and mode of payment while shopping with family and friends and Mode of payments for daily transactions. Results: The result of the study shows that, there is a negative correlation exists between Income level to mode of payment while going out for shopping with family and friends [-0.30], Spending more than what you spend attracted by cashback offers [-0.26], and positive correlation growth in debt due to Credit cards, Paytm pay later, Amazon pay later etc., No correlation between Income level to overspending due to usage of credit cards pay later options. Income level to mode of payment and consumption pattern of the individual with family and friends while shopping and mode of payment consumption pattern of the individual for daily transaction are different. Conclusion: The study concludes that, Saving and wealth creation and long-term financial plans of the urbanites are at stake due to digital payments, usage of credit cards and Pay later options. This would lead to like more interest payments for the repayment of debt, growth of fin tech entities and leads to concentration of society’s wealth in few hands. It may lead to huge inequalities in income distribution and the rich become rich and poor become poor in the country. The changing lifestyle of millennials and the financial options for taking loans available through online and mobile apps leading to deaths due to inability to repay the debts in semi urban and urban areas. There is a huge increase in overspending, less saving and huge debt burden to households in the society. Keywords: UPI, Digital Payments, Consumer Behavior, E-Wallets, Credit Cards, Digital Rupee, Correlation, ANOVA

Addiction of Students through usage of Smart Phone and its Impact on Human Resources in India: A Preliminary Survey

 ABSTRACT

Background: The evolution of mobile phones from basic to smart phones has spread technology across age, gender, and region. Mobile phone addiction has become a behavioural addiction among students. Anxiety and Fear of Missing out cause university students to check their phones 150 times a day, a new study finds. People also use smartphones for non-calling purposes, such as accessing social networking sites, using Google, and watching YouTube videos. Aims & Objectives: The study is to assess the level of addiction to smart phone Usage, and its associated implication on youth from selected colleges in Chennai City. Materials and Methods: Over the period of six months the data pertaining to the study area was collected through a structured questionnaire. A total of 200+ samples were collected factors arrtibuting to usage of mobiles using the google forms from selected colleges at Chennai. Descriptive and inferential statistics would be calculated for the data set to draw meaningful inferences out the data and to draw conclusion.  Preferably Correlation between - no. of hours spent on social media usage, gaming, OTT(Over-the-Top), change in lifestyle (Behavioural change among youths) due to smartphone usage addiction and Percentage Analysis, Correlation and Chi-square test would be carried out to know the exact relationship among the variables using SPSS v.21. Results: There is a negative correlation exists between time for study and time dedicated for study which means students are not concentrating and positive relationship exist between time for study to studies besides games which means playing games while study. Negative relationship exists between time for study to skipping meal and frequently checking mobile phone for notifications. Concentrate on studies besides games to obedient to parents is found to be positively correlated and avoiding social events, skipping meal and frequency of checking mobile for alters is negatively correlated, which means studies beside playing games is a new way of learning it goes side by side. Students are not ready to participate in social events, skip meal and not like to avoid frequently checking their mobile for alerts/ notifications. Conclusion and Suggestions: Gender and Time spent on social media, Attributes to check and use mobile frequently, Time Spent on Gaming apps, Time spent on favourite social media app, Time spent on OTT apps are associated with each other. Irrespective of gender the Time spent on the above things is same.https://pnrjournal.com/index.php/home/article/view/8437